Skip to content 
Unlock Your Business Potential with a Line of Credit
Flexible credit lines from $2,500 to $1,000,000 to fuel your business growth.
Whether you’re looking to expand your operations, restock inventory, or cover unexpected expenses, our lines of credit give you the financial flexibility to manage your business with confidence. With fast approvals and customizable terms, you’ll have the resources you need to seize opportunities and overcome challenges—right when you need them.
A line of credit is a financial safety net that lets you access funds whenever you need them. Our flexible credit options ensure you’re always prepared. At Country Credit Club, we offer first, second, and even third-position lines of credit, giving you the flexibility to manage your business with ease.
- Access up to $1,000,000
- Flexible terms: 6-month or 36-month plans
- Competitive rates starting at 8.99%
- Quick and simple application process
We understand that every business is unique, and so are its financial needs. That’s why we offer two flexible repayment options:
Choose the term that fits your business model, whether you’re managing short-term cash flow or planning for long-term growth.
Are You Eligible?
Not sure if you qualify? Here’s what you need to get started:
- Time in Business: At least 1 year (2 years for construction)
- Annual Sales: Minimum $200,000 ($750,000 for construction)
- Credit Score: Minimum FICO of 550
- Bank Requirements: No more than 3 NSFs/ODs in the past 3 months, minimum average bank balance of $3,500
At Country Credit Club, we believe in building long-term relationships based on trust. Our track record speaks for itself—no missed or renegotiated payments, and no reverse consolidations. With us, your financial future is secure.
Why choose us?
- Transparent terms and no hidden fees
- A proven track record with hundreds of satisfied businesses
- Dedicated customer service and support